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Ahad13473/README.md

Muhammad Ahad

Senior Software Engineer · Ruby on Rails & React.js · FinTech Systems


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Fintech Platforms · Banking Integrations · HRMS Systems


👋 About Me

Senior Software Engineer with 5+ years building production-grade fintech and enterprise systems in Ruby on Rails and React.js. I own the full path from architecture to delivery — from Maker-Checker approval workflows and banking API integrations to real-time operational dashboards.

  • 🏦 Building payable/receivable financing platforms — supplier onboarding, EFR processing, tenure-based rate validation, and multi-role Maker/Checker/Approver workflows
  • 🏛️ Integrated real banking systems — Meezan Bank T24 CIF, Trade CIF, LDAP authentication, and SMS Alert APIs over XML/REST
  • ✈️ Architected an Aviation HRMS & Flight Operations platform — crew availability engines, station schedulers, and payroll automation
  • 🔐 Built secure financial data pipelines — CSV bulk imports, SFTP encrypted transfers, and audit-safe change staging (pending_changes diffing)
  • 💳 Owned a billing API in a service-oriented Rails app processing live Stripe payments
  • 📬 Reach me at muhammadahad6785@gmail.com

🚀 Featured Projects

🔀 maker-checker-workflow Staged supplier onboarding changes to a pending_changes JSON column instead of writing directly to live records, with full view-layer diff display before approval.
ruby-on-rails postgresql workflow-engine

🏦 banking-integration-suite Secure real-time integrations with Meezan Bank T24 CIF, Trade CIF, LDAP auth, and SMS Alerts over XML/REST for a supply chain finance platform.
xml-rest ldap fintech-integrations

📊 kibor-rate-service Admin-editable rate settings with dynamic regex-validated PDF URL templates and tenure-priority logic across Dealer, Anchor Supplier, and invoice-level fields — no redeploys needed for format changes.
rails admin-panel regex-validation

✈️ aviation-hrms-platform Enterprise HRMS & Flight Operations system — real-time crew availability, station schedulers, leave calendars, and payroll automation for multi-airport ground handling.
rails tailwindcss stimulus-js

🔒 secure-file-transfer-pipeline CSV-based bulk transaction import pipelines with SFTP encrypted file transfer workflows, improving operational efficiency and data security for financial transactions.
csv sftp data-security

💳 billing-api-core Owned the billing API of a service-oriented Rails application, ensuring accuracy and reliability in Stripe-based payment processing.
rails stripe react


🛠️ Languages & Tools


📈 GitHub Analytics


🎓 Teaching

Alongside engineering, I tutor international students in Ruby on Rails, Python, and Ruby — ⭐ 5.0 rating on TeacherOn.


📫 Connect With Me

Open to Ruby on Rails / React.js consulting and full-time opportunities in FinTech and SaaS.

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