Senior Software Engineer with 5+ years building production-grade fintech and enterprise systems in Ruby on Rails and React.js. I own the full path from architecture to delivery — from Maker-Checker approval workflows and banking API integrations to real-time operational dashboards.
- 🏦 Building payable/receivable financing platforms — supplier onboarding, EFR processing, tenure-based rate validation, and multi-role Maker/Checker/Approver workflows
- 🏛️ Integrated real banking systems — Meezan Bank T24 CIF, Trade CIF, LDAP authentication, and SMS Alert APIs over XML/REST
✈️ Architected an Aviation HRMS & Flight Operations platform — crew availability engines, station schedulers, and payroll automation- 🔐 Built secure financial data pipelines — CSV bulk imports, SFTP encrypted transfers, and audit-safe change staging (
pending_changesdiffing) - 💳 Owned a billing API in a service-oriented Rails app processing live Stripe payments
- 📬 Reach me at muhammadahad6785@gmail.com
|
🔀 maker-checker-workflow
Staged supplier onboarding changes to a |
🏦 banking-integration-suite
Secure real-time integrations with Meezan Bank T24 CIF, Trade CIF, LDAP auth, and SMS Alerts over XML/REST for a supply chain finance platform.
|
|
📊 kibor-rate-service
Admin-editable rate settings with dynamic regex-validated PDF URL templates and tenure-priority logic across Dealer, Anchor Supplier, and invoice-level fields — no redeploys needed for format changes.
|
|
|
🔒 secure-file-transfer-pipeline
CSV-based bulk transaction import pipelines with SFTP encrypted file transfer workflows, improving operational efficiency and data security for financial transactions.
|
💳 billing-api-core
Owned the billing API of a service-oriented Rails application, ensuring accuracy and reliability in Stripe-based payment processing.
|
Alongside engineering, I tutor international students in Ruby on Rails, Python, and Ruby — ⭐ 5.0 rating on TeacherOn.



